Confidently Buy & Finance Your Next Home or Investment Property
We help homeowners and investors find the right property and secure tailored financing to match their goals. From acquisition to closing, we guide you every step of the way—so you can build confidently and invest wisely
OUR SERVICES
Whether you are looking for Investment Property Loans or Refinancing Options, we are here for you.
Investment Property Loans
Secure financing for your dream home with competitive rates and terms
Home Purchase Loans
Optimize your current mortgage with better rates or terms to suit your evolving needs
Refinancing Options
Expand your portfolio with tailored loans designed for property investors.
Consultation Services
Receive expert guidance on real estate investment strategies and mortgage planning.
# ABOUT US
We Are Fully Dedicated To Support You
With over 20 years in the banking industry and 8 years specializing in mortgage lending, we are dedicated to helping clients achieve homeownership and financial independence through real estate.
20 years experience
8 years specialized in mortgage lending
Dedicated support
CHOOSE YOUR LOAN PROGRAM
Program Type & Key Features
Auto Dealer Solutions
Flexible terms with fixed or adjustable rates.
Suitable for borrowers with strong credit profiles.
Can be used for primary residences, second homes, or investment properties.
Fix and Flip Loans
Short-term financing for property renovations.
Quick approvals and flexible terms.
Floor Plan Financing
Lower down payment requirements, as low as 3.5%.
Requires mortgage insurance premiums (MIP).
Designed for borrowers with less-than-perfect credit.
First-Time Home Buyer Programs
Special financing options tailored for new homeowners.
May include lower down payments and favorable terms.
Often combined with educational resources to guide buyers through the process.
DSCR Rental Loans
Loans based on Debt Service Coverage Ratio.
Ideal for income-generating properties.
Down Payment Assistance Programs
Financial aid to help cover down payment and closing costs.
Offered by state and local agencies, sometimes in the form of grants or low-interest loans.
Eligibility and assistance amounts vary by program and location.
Rental Portfolio Loans
Finance multiple properties under a single loan.
Streamlined management and potential cost savings.
Ground Up Construction Loans
Funding for new construction projects.
Covers land purchase and building costs.
Bridge Loans
Short-term financing to 'bridge' gaps between transactions.
Useful for quick acquisitions or awaiting long-term financing.
Do You Have Queries? Please Go Through Frequently Asked Questions First
Why Choose Us?
We offer a personalized approach, connecting clients with the right loan options to help them reach their financial and real estate aspirations.
What is your expertise & experience?
Our team has successfully guided numerous clients through the lending process, ensuring personalized solutions that align with their goals."
How can I speak to you?
You can reach us on [email protected] or call us on 704-400-2571
What services do you offer?
Investment Property Loans
Home Purchase Loans
Refinancing Options
Consultation Services
ABOUT ME
I'm Esther, a mortgage advisor and real estate investor with over 20 years in banking and 8+ years helping clients secure the right financing solutions.
But I don’t just close loans—I help working professionals turn their income into long-term wealth through strategic real estate investing.
Whether you're buying your first home, refinancing, or building a rental portfolio on the side, I guide you every step of the way—from funding to analyzing deals that actually make sense.
I believe anyone can build wealth through real estate—even if you think you can’t.
Let’s make your real estate goals real.
Client Testimonials
People Love Us
As a first-time homebuyer, I was overwhelmed by the whole process—until I found this team. They explained everything clearly and helped me secure a great rate. Their patience, professionalism, and responsiveness made a world of difference. I couldn’t have done it without them!
Zahra Butt
Refinancing my home was something I’d been putting off, but the team made it quick and painless. They walked me through my options, and I ended up with a much lower rate and better terms. I only wish I’d reached out sooner!
Willi Hopkins
Business Hours:
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
Call 704-400-2571
Email: [email protected]
Address: 5925 Carnegie Blvd #250. Charlotte NC 28209